Because he had a mortgage of $6k/mth and a car note of $2k/mth...in addition to his other household expenses. 

It's going to turn off some women and a lot of families with children, especially younger children.

@Steve Vaughan I don't think the owner is experiencing "hardship" per say, more just inconvenience and a stretched budget. 

Hello, we have a 190 home community and we have about 1.92 acres and we're wanting to put in a shaded tot lot and a dog park.

Paying down the balances on any cards to below 30% of the total limit makes you look like a more responsible person and a better (lower) loan risk. 

Here in Illinois we have a program that gets you a $7,500 down payment assistance loan forgivable over 5 years (so $125 forgiven per month) for first time homebuyers, and a $10k grant repayable @0% for all others.

With the right PM and a flow of properties ( I use wholesalers) you can really succeed there.

Guidance on BIRT and NPT taxes is very limited and as the transactions get more complex compliance becomes challenging. 

So, over the last 6 weeks I've sent out about 1,150 mail pieces (not that high, I know, but we'll get there), and I've gotten about 25 pieces back. 5 are probate leads that I would like to track down, about 15 are postcards (weighing the cost and time of tracking leads for this prospect group), and a few are driving for dollars leads. 

I bought a couple of lots in a tax-deed auction, and when I went to sell them a year and a half later, I found that all the title companies I called have new policies that require a person to hold the property for 3-5 years or more before the title was regarded as clear.