I have been at another forum writing about "creative financing" at the Creative Financing Forum.Here is the intro:It is the spring and I thought I would give a primer on "creative financing" for the BP community.I will break it up into Beginner and Advanced.I will talk about well known and not so well known strategies.Beginner strategies includes bank financing, hard money and private lender financing, as well as installment sales, land contracts, lease options to buy-control, sub2, land trusts, option to purchase flipping, sale and purchase contract flipping, wrap around mortgage-AITD purchases, self-directed IRAs, Joint Venture Partnerships w LLCs, and others.Advanced strategies include JVs with Sellers, pooling private funds, syndications and more.Lastly some legal issues regarding Dodd Frank, CFPB regulation, illegal flipping, and other issues.I will visit this post page every day for as long as it takes to go over these creative financing strategy issues.Brian link = https://www.biggerpockets.com/forums/50/topics/438...RE Lease Options, I'll post here: Buying on Lease w Option, Selling on Lease w OptionLease Option Assignments (aka Wholesaling Lease Options or Cooperative Lease Options), Sandwich Lease Options, Splitting Equity Lease Purchase, Delayed Sale and Purchase Agreements,Using ROFRs or Right of First Refusals with Leases, Master Lease Options on Small Apartment Buildings, and more.Also I will talk about - regulatory and legal issues such as the CFPB and Dodd Frank, - liability of acting without a real estate sales license, - problems with asking the tenant to do maintenance and repairs, - and more.I will post to this thread every day until these subjects are covered.

But, the last few years, the idea of passive income has become what I think about most throughout each day and investing in my IRA and TSP just isn't enough anymore.

(If you take BRS and then don't take the max TSP matching you are flat kicking your own tail.)If you really want to stomp retirement, take the high 3, but between your military retirement and actual retirement invest 20% of your military pension (the difference between high 3 and BRS) into an IRA (self-directed into R/E if that is 'your thing').

I have also heard that a personal property trust can be funded by a self-directed IRA to buy real estate.Of course, you need to talk to your accountant and attorney about this, but I would be interested to hear what other investors have done.Thanks,Warren

People asks me to invest with their IRA funds - what do I need to know / prepare?

You can only use IRA funds for investment purposes.

We had IRA's, 401k and non tax advantaged mutual funds and a few stocks.

Have a lot more money in my pretax 401k I was planning to leave put, if possible to liquidate just roth account with my current companyCheers,Ben In a word, YES.I have used my Roth IRA and my TSP loan (401K equivalent) to purchase several properties.

The broker funding those loans with private money of many individual investors who are using their savings as well as self-directed IRAs.

I'm only 51 so tapping the IRA isn't an option.