Need to ensure you an umbrella insurance property, naming your 4 plex and you're upcoming duplex on the policies.

We are a field that encompasses a wide variety of other fields under our umbrella.

We have an umbrella policy up to $1,000,000, so I wasn't concerned about doing that.

You can get umbrella insurance on the property to cover you, but at the end of the day your personally liable.If you do an LLC, it has to be legitimate and funds cannot be intermingled between personal and LLC.

Unless you're engaging in super risky stuff, your e&o and a nice personal umbrella policy should be just fine.  

Insurance would cover it, I would pay the deductible, and no assets would be lost.If you are in an area like San Diego where people are more likely to sue, a judge is more likely to find you guilty, and the payout is likely to be higher, then you may consider an umbrella insurance policy.

If it is a small multi (2-4 unit) and you want some additional personal protection, you can ask your insurance agent about getting an umbrella policy to protect you above and beyond what your property insurance will ... it will not be very expensive or add any complexity.

An MTR is very subjective to the property type you have, and therefore it is worth digging a bit deeper than just the MTR umbrella.

Facebook even considers promoting your Airbnb to fall under the housing umbrella and, therefore, is considered a Special Ad.Since you still want to target your audience, you have three options: Facebook Core Audience, Facebook Custom Audiences, and Facebook Special Ads Audience.