For 27 yrs i was a stay at home Mom and house wife with no income for the next 23 yrs. 

I know the general basics of the market, the business model, etc, but I was hoping to take my knowledge to the next level.My biggest goal right now is to own a rental property before I graduate college (currently a junior in high school).For context, I love reading books about investing and personal finance (I have a very solid foundation of knowledge built up) and I currently have a portfolio of about 11k between stocks and crypto. 

Would really rather stay somewhat local, at least drivable. 

They do a great job with basic questions but their knowledge, at times, can be limited.

The policy is to stay in the property for 5 years or you pay $25k lien they place on your house.

Rates get higher or stay the same and you do nothing, or they drop and you look into refinancing. 

You will have lots of experience and knowledge from owning this unit.

I have done things with attorneys, CPAs, stock brokers, insurance brokers and others successful in business.General business knowledge, understanding of financing requirements, knowing property valuations, maturity in personal financial matters to give general advice, understanding of the foreclosure process, legal aspects as to liability in leading someone into financial matters, fully understanding fraud issues and the differences in a general matter where fraud might be applied as generally thought of and what may constitute bank fraud causing or even attempting to cause a loss to an insured bank having different standards.

Is it better to buy a primary house with 5% down and stay for 2 years after which I can rent out (hoping rents increase by then) if not I can sell it and be and be exempt from taxes on capital gains.2.

North-east Charlotte and The Triad area.Would you recommend any knowledgeable builders and GCs who have experience in multi-family new construction?