It's usually more productive and efficient to work with a person or company that does it all the time to know what pitfalls to navigate. 

Hey Mike, There are so many loan products available I am sure there would be something that will work.

Checking local News it seems Hawaii is now up to 4 cases, 27 being monitored, 0 deaths, 0 quarantined, according to the Star Advertiser.

This was another game change for me years ago.Other good productivity books I read:7 Levels of Communication - Michael Maher (Has productivity process but more about how to utilize your network if you are in sales)Eat That Frog - Brian TracyAtomic Habits - James ClearFocus - Stephen Covey

When you have a product that’s in demand and you’re at full capacity raise your price until demand levels out As far as a time frame on when these will go back down we have no idea.

It's a good product. 

As everyone has mentioned above, getting the 3.5% or 5% owner occupied loan is the best way to go for the loan product.

There are lots of avenues for funding but if you are starting out with the conventional residential products do some deeper research on what lender criteria are at the moment - understand their pain points. 

I looked into Ring and Simpli Safe but they don't seem to have products built for a multi-unit application.

You have to have a contractor you can trust, a property inspector that can go over the property with a fine tooth comb if you're not familiar with all of the aspects of buying a used home, a lender/broker that has the products and a property manager if you're not experienced or if you have a real job.