You must remember that JTR also sells stuff on how to invest.I would suggest to look at JTR's reviews to see if there are blatant lawsuits and obvious scams, but ignore the commentary on it.Oh, one more knock on JTR, according to his own BIO: http://www.johntreed.com/Aboutauthor.htmlThe man hasn't bought a piece of property himself since 1983, only currently owns his own residence.

You won't get scammed as far as auction.com stealing your money.

Would they be less likely to feel scammed by a company vs.

How can I know that it is not a scam?

Everyone is trying to scam each other in the middle class because money is so tight. 

I am not sure what the scam part might be. 

There are so many scams out there, it's difficult to determine what is legitimate these days.

It’s estimated that the American investing public lost in excess of $600 Billion investing in Initial Coin Offerings, of which it was found that 84% were outright scams, and 92% were structured so that it was impossible for the purchasers of these “coins” to make any money.

Are (some) Lenders that desperate to find Borrowers, that they lend purely against your promise to pay back, even though you have no provable assets or income, and they'd have no way of tracking you down if/when your scheme/scam comes undone?

I have excellent customer service, but sometimes, there are guests looking to scam...although very rare.