Fees will also be high on these loans 

If I was her, I'd sell it and put the money in a high yield savings account.

Lots of reviews on Home Depot but curious about quality look and feel?

What are the core websites ?

The problem is I currently do not have enough for 20% down, especially in a high COL area in Connecticut.

You need to find single family with ADU that sold in your planned purchase tract that appraises high enough to make this work.

(They are no longer taking the high risk of insuring rental properties in CA).

Another thing I'd highly recommend is talking to property managers on BP to get some feedback-- it's probably very rewarding and can produce income without many starting costs, but it does come with headaches.By thinking about your next steps, you're already on the right track.

I have to collate a few programs together to get max data exposure / quality.

I don't want to come across as a Debbie Downer but I highly suggest especially if you're in Texas to find an existing park.