I have a real estate portfolio with good amount of equity (most of the portfolio is free and clear), however my personal DTI ratio is too high and that's stopping me from tapping into it to settle some debts and buy more properties.

There are definitely some key differences between wholesaling and flipping that you'll want to consider as you get started, feel free to post the questions you have about it.

Most are free if you don't owe anything, but even a $100 annual fee here or there is worth it to know you have *access* to the money if you need it, later on.

There are some weekend and evening calls but they don't pay enough to deal with all of the requirements, including going to a staffed FedEx location to mail the package the following day.

So, she stayed at home with the kids and I busted my *** on the weekends to make up that extra money. 

While I do not personally have a contact in KC, I'd recommend using BiggerPockets' Find an Agent tool.Its a FREE service for BP members like yourself who are looking to expand your network and find local experts.Here, you'll be connected with an investor-friendly with knowledge/experience in your desired location(s). 

It's free and clear, owe nothing on the property.

Feel free to reach out, I'd be happy discuss these options. 

Now you must pay the Tax Man for those five years of basically tax free income.

Unlike drugs, the first hit is not free.