I could be the exception but many of the deals I do is because the sellers dislike agents and would prefer to handle the deal outside of the normal marketplace.

<g> Well; except you.

Most of them I don't have an issue except this one."

I can't speak for the line of credit but if you were trying to get a new house you would need 6 months PITI reserves for every house except your primary.

QCD isn't quicker than a warranty deed, except if you're waiting for title insurance, it just shifts some liability for a clear title to the seller.

Tenants do this everywhere, I've never seen an exception (including myself when I was a tenant)4.

My cap rates are always lower since I take into account ALL my operating expenses:-property insurance-tax-maintenance/repairs (10% of rent)-HOA (if applies)-property management fees (10% of rent)-vacancy (depends on area between 10% to 20% of rent)Basically, when calculating cap rate I take into account all expenses except for mortgage principal and interest.

It's all the income minus all the expenses, except the mortgage.

That was an exceptional situation, that had many factors leading to that kind of discount

There are some exceptions currently in place for owners who occupy the house being sold short.