without the broker who puts it all on the line - as the owner of the business - the sales agent would not make ****.forget the fees - if you don't like 60/40 - 50/50 i guess is okay.now if you're working in teams with other agents - then maybe the broker takes 30%.if the broker wants to charge all fees, to me that's just defeating the purpose of the business - but i know alot do that.

Possibly apply for a credit card and use it a few times every month, just have discipline and do not go charge happy.

There are a lot of people who are very emotional who have posted in the topic.

In these situations, the piggybacker never takes posession of an actual credit card, and so they cannot ever charge anything to the account.

There is no-one around here that really wants to take charge and bring the life back to the city, BUT ME and my friend..

Just make sure you are always in charge no matter what you decide.

Some HML's will charge a commitment fee if they have to hold the money, and you don't use it.

thanx for the comments, well I met someone called Emanuel who is in charge of supplying my mentor with the properties, houses, my mentor and Emanuel said that one cannot be lazy in this business, that you can make it if you have what it takes to be as hungry.I spoke to him through the day because after we finished checking the house Alfredo (my teacher) was remodeling we went to see another house that Alfredo's brother had finished, but he was having problems with the RE agent because he hadn't sold it yet, why?

Take the emotion out of it, and trust your numbers and the data you have to support your decision and that will help to reduce your risk and hopefully set your mind at ease as you do your first deal.

So it may be mandatory for you to get both of those done, which you will come out of pocket for, but you can charge the buyer those cost on the HUD if you choose.