Some helpful tips are to ask the seller for his actual policies (not certificates) and find out what your lender insurance requirements are.The sellers policies may be totally inadequate to satisfy your lender requirements meaning that his costs won’t accurately reflect yours.So don’t just rely on that number on the OM, dig deeper!

Just like in your single family properties, you may need to look at 20-30 listings to find a few that are worth digging in deeper.

@Jordansunshine If I can be of any assistance as you delve into investments here on Oahu, let me know.  

I always see for sale signs in my travels and one time I looked a bit deeper into owning a particular property out of curiosity.

In down turns businesses get more conservative and open less locations and put resources into pumping more sales at existing stores, streamlining processes, and doing some re-imaging.If you are a new developer then yes on retail strip centers lender want to see some pre-leasing percentages ahead of time to show demand before construction happens.Experienced developers with deeper pockets and more experience with a track record some lenders will waive it.

Dig a little deeper looking further into the 12 or so methods of inquiring properties and soon so many people want to sell you their program for that method or others.  

You have to dig a little deeper for the arv then using county values, If you have a relationship with a local agent they should be able to pull comps for you.

However, you do have to spend the time to understand the tools available & how to apply them effectively & legally.Another skill you need to have is how to run financial calculator, & not just knowing what numbers to punch in & where, but a deeper understanding of why & how each number affects the other.

I'd like to dig a little deeper into the motivations of AD1985.

First of all totally agree with you about working with individuals and TK providers that are more boutique like and have a strong hyper local market place presence, awareness along with an established business, I think we need to dive deeper into your perfect understanding of a real TK provider versus others that are simply FAUX TK providers.True TK provider: Completes acquisition, construction completed to a standard quality and caliber, provides in house continued management.