She says yes hes insured sends me a updated certification.

If you love these tenant's, just talk with them, share your concerns, who knows, maybe they have professional training and some certificate to lend.

To file for the appeal you will also have to attach your tax compliance certificate which you can get from https://secure.phila.gov/revenue/TaxCompliance/ Appeal fee if $125.00.

In DE we must send a letter within 20 days of move out by certificate of mailing itemizing any deductions against their deposit or if none saying this represents the return of your deposit in full etc with a check to the forwarding address provided to you by the tenant.

“No owner, agent, real estate agent or broker, company, or any person or persons shall rent, lease, let, mortgage with right of occupancy, or otherwise allow the occupancy of any residential rental property constructed prior to 1978, unless a lead-safe certificate has been issued for the property.”

I just graduated from a B10 university with a Finance and Econ degree, as well as a Leadership Certificate.

Common theme was the place needed to be in pretty good condition, some wanted lead certification right off the bat, prepayment penalities so made challenging to refinance, some counted only 75% of the rental income, fully rented, maybe minor work in an apartment etc...just went on and one. 

Would you be willing to provide a copy of your GC License, your Certificate of General Liability Insurance, and your Certificate of Workman's Compensation Insurance?

Interest only accumulates on the value of the certificate itself.

What would make sense for me for the Feds to do would be to push some money into HUD to temporarily increase the HUD certificates that can go out and decrease the time to qualify for one.