There are lots of people who makes lots of money doing jobs that they hate just like there are lots that barely make any money and hate their jobs too. 

Any suggestions on getting a bare bones policy?

However, its still real clean, I didn't see a lot of old barely habitable mobile homes with renters dumping trash on the gravel roads and poaching deer like closer to Houston . 

Were not absentee, and B.) Are

His STRs barely bring in as much revenue in total as many of us here generate from 1 or 2 properties. 

At an absolute bare minimum the lease should specify that the tenant is not able to make any changes without your consent.  

I pass my costs onto them with rent increases and they can barely afford rent already.

The drawings are bare bones, enough for a permit.

So, the advice at least here in Phoenix is: lower price points, smaller flips, just clean it up, clean it up, clean it up, do bare minimum finishes, and price on the lower side of active listings and we are still doing well.

I remember about 2008 watching an interview with J Kyle Bass and him explaining how he saw the crash coming, tried to warn people and at that time his investors were up 1,800% while I was barely keeping my head above water.