Once that is done, then you just have to go take the exams at a testing center. 

I strongly dislike the continued pressure of HomeAway to be in control of property for which they have contributed nothing and want to position myself with data and system independent of them but one which is compatible with HomeAway and is inexpensive. 

FYI.I'm testing and have an opinion but we'll see if it shakes out.

There is no clear test as to how many house flipping transactions you must engage in a given year in order to trigger the UBIT tax.

Congratulations, you don't need a stress test.

Have you taken a DISC profile test?

As an alternative to using the foundation company to verify, you could also used a plumber to do the pressure test.

A stress test involves preparing for the rare "crisis," a once in a life time event. 

We use a newer cell carrier and pay $40 month for the both of us on smart phone plans (unlimited text/data).

We replace the lists with fresh data every 6 months and keep on rolling...But there are special groups like expired listings or tax liens or divorce that we might just hit once or twice near the event and not necessarily continue mailing to them.Also, think about how DIRECT MAIL fits into your larger marketing strategy - we also like OUTDOOR (billboards, bandits, etc.) and ONLINE (AdWords).