Of course the rate is higher with 15% down, but it helps investors get that property secured with less out of pocket.Happy to help if there's anything you need.

On my properties about half of the mortgage payments go into escrow for taxes.

Expenses went down and ratings / reviews went up.I did the switch after staying in an Airbnb that provided both flowers and local bakery goodies.

Shorter term CD's actually have higher rates than longer term so staying in the 3-6 month range is best.  

,  occupancy rates, capex plans, competitor rental rate study, market study, etc.  

Typically this means they will take longer to close, may not have all the information for the companies they work with, and most hard money brokers get their money by taking an existing product and adding extra points to pay their fee.What is your investor success rate?

About 50/50 success rate. 

As for the area, looking for an area where the rent will cover the mortgage.

Even though there is low inventory, interest rates are high, and many properties don't cash flow, look harder there are always deals, you just need to find/make them.

Nightly rates, occupancy and amenities.