Youdo, what you are referring to is known as Self-directed IRA.

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Some investors like to have more control and like to chose what market there money goes to . I

@Jennifer Coronado I haven't yet but I'm going to! I

@Jake Johnston I think what @Jd Martin is eluding to is that with the construction (or maybe you are referring to a purchase/renovation loan) loan, the money for the repairs is held in an escrow account and you have to jump through a bunch a red tape just to get draws. 

Hello Jennifer,The professional you'll need to talk to is an accountant.

That means that I have to either: have enough cash to make the purchase and do the entire renovation (I don't) or move into a house that isn't yet adequate and live in a major construction project for the next 6 months (I don't want to).Is anyone aware of a lender that will do a cash-out loan without requiring occupancy prior to closing?

I do not want to take a loan on it due to I will be paying more interest vs equity line of credit.

@Andre Lozada subject to is only good if the terms of the mortgage are good.

I hope you find BP a nice place to contribute to .I am sure many could use your expertise