But. that short of a hold period would be suspect by itself if ever audited.  

Hey friends, I'm an agent in Daytona Beach and I locking in my first short term rental listing.

. $10,000 has been collected by the lender and is in an “unapplied” status due to the short payments.

I would stop short of saying I found the inflection point of optimality and being pragmatic. 

Section 8 by and large does not meet that description.They are certainly better markets for cash flow and do not pose higher risk but you certainly are shorted on your appreciation side of things.

Or you can probly turn the other unit into a short term rental? 

I'm most interested in Single-Family or Multi-Family Homes with the intention of having Mid or Long-Term rentals (although I am not opposed to Short-Term either).

Even if I were to rent it out on Airbnb, the cash-on-cash return isn't very attractive.Specifically, I’m concerned about:High mortgage payments and the financial strain it could cause if the property doesn't generate sufficient cash flow.Cash-on-cash return is low, even with high-revenue short-term rentals.My Questions:Risk Mitigation:Any strategies I can use to mitigate the risks associated with owning a high-value property with a large mortgage?

Our aim is to maximize appreciation and rent growth while still cash flowing enough to break even after all expenses in the short term.

Here’s how I approach niching down to a specific audience:Analyze Your Market DemographicsStart by researching your market to identify who is booking short-term rentals in your area.