@Kelvin BoydDeciding to buy a property or wait for loan rate shifts leans on many parts.

Reading between the lines, if they were open to a concept shift, they weren't open to it soon enough to make the pivot before running out of money.So my buyer picks it up for a tad under what the seller paid for it, a few years ago, before the $500k in upgrades.

Have you considered shifting to be a private lender?

This prompted me to shift my focus towards planning for the future and setting clear goals.Motivated by a desire to own a home someday, I began exploring listings on platforms like Zillow and Redfin.

As he showed me more, our personal strategy actually shifted because now I know the area better.

Paying down a mortgage does not increase cash flow it simply shifts the income source from the property to the equity.

The fact that its a newer build helps from the cap ex side as well.I wonder when the "shift" will occur that puts "cash flow" in the back seat when considering higher growth markets. 

I need to shift now to having practice sessions in doing research and in watching auctions online.

The fundamentals stay the same, but the process details continually shift. 

All other options especially nurses on weird sleeping schedules due to their shifts, is going to be a nightmare with all the noise complaints!