With US median household income in upper $70K, there is no way your regular 9-5 worker can afford to buy homes at the prices they were selling recently.

But unless you are considered a real estate professional, you can only offset 25k of depreciation losses against your regular income per year.  

Great tools that get updated regularly. 

For me - Subto has been tremendously helpful for me.The post wasn't about BP, which I thoroughly enjoy visit regularly and use the online calc tools incredibly often.~ Randy  

so holding costs are interest on the loan, insurance, and any upkeep on the property. 

My only reservation is the higher interest rates on these particular loan products vs regular residential mortgages.

It doesn't have a CO yet, so regular homeowners isn't an option.

Hi @Jorge Vazquez I agree it was mainly lawsuits, scams and fraud that drove up the rates but how are regular investors and homeowners supposed to absorb these huge increases.

The returns are not as high as I get in the United States compared to the lease options that I do with single-family homes, but the enjoyment that I get from visiting these properties and hosting investor retreats out there is so much greater than any regular investments that I have in the states.Let me know if you have any questions about the things that I’ve mentioned.

You have limited appreciation and often the taxes go up later and shortfall the cash flow expectation.Rent-ready for you would also mean live-ready, but by having two residences and two short-term options when you are not there, you are creating a lot of upkeep and maintenance on both that will be very hard to manage.