I know this is pretty conservative approach, but some of this is tied to our spiritual beliefs on interest and leverage.

It's a widely held belief that you can mitigate this risk by making a purchase while a rate is known and then if rates go up you are locked in, if they go down and you are able to still qualify, refinance to a lower rate.

While this is being promoted as a safe way to get into real estate by some experts or gurus, there is no way to secure your loan with real estate when the money is used as a deposit before the purchase is closed.

But even with a 35% downpayment it’s difficult to find properties that yield positive cash flow.We strongly belief in the potential for appreciation in this area.

I tried new tactics, kept up with changes in the market, and changed my beliefs as needed.My motto became "always learning."

Hey @Israel Mendiola, As accountants on BP we cannot self-promote.

Contrary to popular belief, this is not set because I believe it will give me a higher return.

This is one of the main guidelines as it promotes safety and quality of life for ADU residents.

If you know of any that could assist with promoting our distinctive offering effectively, your recommendation would be invaluable.

Starting at $250 does sound like a solid starting point, might try different seasonal promotions and see what works best.