If you think your offer might be a lowball, and you don't trust your agent's  advice on whether it's worth the try, then evaluate your objectiveness or get a new agent.There are so many potential problems that can arise if you talk to listing agent or sellers agent prior to speaking to your agent. 

Cash reserves totaling 6 months (principle, interest, taxes and insurance [PITI])2.

Remember, no system is perfect, so avoid the temptation of constantly chasing after the next shiny object.

No system is perfect, so don't waste your time chasing after the next shiny object.

Some want to acquire an asset in an area they enjoy visiting and are less focused on optimizing profit and others primary objective is to maximize returns.

The opportunity should be relatively safe and probably more focused on principle retention than over the top gains. 

(an objective fact) By comparing yields across different investment vehicles, for many investors real estate is no longer worth: the capital, the work, the risk.You can be bullish in real estate today by saying: I believe the Fed will not increase the supply of new builds to the market over the next decade.

When I exercised my rights under the JV agreement to cancel, have my principle returned, along with interest owed me, it started out with radio silence, then turned to downright lies. 

Buddy's current $1,594.24 monthly payment consists of principle, 3.875% interest, and escrow.

Remember, no system is perfect, so avoid the temptation of constantly chasing after the next shiny object.