Money talks and BS walks.

Earning 50 k/year like he is, that would be 1/5 of what you make to pay it off.

Private Money vs Hard Money:Primate money is negotiable.

As you may have found in your search, there are lenders that will lend up to 80% of the appraised value on investment properties and don't require an appraisal.Let me know if you'd like me to point you in the right direction.I have not; I'm still working on acquiring my next house hack, but when I need it, I'll probably use a combo of hard money and margin loan.

If it is a private money/ commercial style  lender, it is a relatively simple process.

I was on BP Money Episode 325:  https://www.biggerpockets.com/blog/money-325For some reason the signatures in the Forum seem to assign random podcast numbers to past guests, I’ve noticed this with other people as well.

But some are getting more money in unemployment ($600 / week federal money for 4 months on top of state money) and then decreased to ($300 / week federal money) and still refuse to pay a single penny.

Earnest Money DepositAnd if you want to cover all your bases, you can also consider saving for an earnest money deposit (EMD).

Use tools like AirDNA or Mashvisor to provide market data on projected rental income and occupancy rates, and make sure your lender works with appraisers familiar with short-term rentals.

Are there americans who are making the numbers work?