Commercial loans should start softening, but not enough to be a game changer. 

Soon, there will be a ton of posts below from agents in Columbus and Cleveland to "help" you, but you already know where you want to be.I wouldn't be thinking STR for Ohio unless you are doing woodsy, which can work, but the table stakes are high on those (swimming holes, saunas, game rooms, hot tubs).

He’s an investor too so he knows how to play the game. lol

Gotta 1 up @Jonathan Greene its for sure a different and more relational game. 

What is your game plan in terms of surviving and paying off the rest of the 60% of the mortgage?

For you to be in the game 2 years Im impressed and see you are headed to much bigger things.

Hey Jude,Welcome back to the real estate game!

I've met Jim and Chris, both on informal basis's at the Haunted House which was a great fundraiser for Northwest Harvest and then as a guest at the suite for a Kraken Game (had my own tickets, just got a guest pass to the suite to hang out with my in laws). 

Real Estate is still a get rich slow game no matter what the internet tells you.

It may be a difficult game to get into in 20 years, yet many will find a way and the cycle will continue, so long as the US is still standing.Ultimately, none of us has a crystal ball, we can only look at history.Conversations like these have been going on since the dawn of man and will continue.