If one has high living expenses, cash flow doesn't mean much and I definitely understand going for appreciation first.

What you can't do remote is get a sense for the neighborhood and asset quality.

Leveraging our market connections, we identified the property’s potential and negotiated favorable terms directly with the seller, securing it at a highly competitive price.

One book I highly recommend is “Buy It, Rent It, Profit” by Bryan Chavis—it’s a great read for investors looking to build long-term wealth.Best of luck with your real estate journey!

I highly recommend finding a broker and have them find a policy that meets your specific requirements.

I do well, at least enough to go on vacations as a family, put money into high yield savings accounts, max out the ROTHs and add to investments when I can with money saved in savings and checking accounts.

This area was always a very high risk and should they rebuild?

As a licensed contractor, I can provide insights to make sure you’re getting the best value and quality for your project.

.• I purchased a small 1B/1Ba condominium in a high rise building in 2004 for personal use.• In 2010, I moved out and decided to put in in service as a rental unit.• I was able to keep it well occupied and leased throughout 2024.• I sold the condo unit in late 2024 for a nominal profit.That brings us to today. 

I agree that the full 25% deposits were high for new build rather than EMD.