Full interior repaint including all cabinets, exterior paint and wood repair, New roof curtesy of a hail storm.

Or the “house hit by hail” in contract period and now needs a new roof snafu. 

The nice thing though, is if a big hail storm blows through, like one did a couple of days ago, it is the insurance and hassle of the Wrap buyer, not mine that deals with the issues.

Would be glad to have a conversation with you.As far as Indianapolis vs the rest of the state -- look at the economic stability and population growth.Climate - our winters are milder here than Chicago area, tornadoes are rare, more common is hail and wind storms so plan for roof insurance claims for that.The numbers do work here in a landlord friendly state with low property taxes (2% of assessed value).

We learned to bulk up our savings account for future expenses to the property - in a matter of 2 years we had to replace roof and siding due to hail storm and both units HVAC.

Every carrier has their own stance on this issue, and it's a big one because carriers "do" payout for wind/hail on roofs all the time. 

The NCAA said Trautwein, who hails from Pflugerville, Texas, is the first pitcher in NCAA Division I history to strikeout every single batter in a seven-inning perfect game.

What happens if you have an expensive one time event, like a hail storm so you need a new roof...insurance never covers 100% of that....or HVAC goes out, or sewer pipes collapse or you have to replace paint and carpet when tenant changes......My thought would be to have a little more cash saved up. 

When i look online on the Statefarm website, i am not to figure out which one is the best hail proof option?

For example, a common thing I see all the time when working with investors, is the 5% wind/hail deductible.