These expenses include property taxes (school, village/city, town and county) property insurance, regular maintenance contracts for things like lawn care and snow removal, maintenance reserves for unexpected repairs to plumbing, heating, etc and for large expense items like roofs, painting, and updates).  

I'm curious as I'm looking to tear down a house as well to build new construction in the Northside Village area.

School tax, village tax, town tax, and county tax. 

If you look at Bayonne's Master Plan from a couple of years ago, two of their key priorities are to revitalize Broadway and to encourage development in the 4 "Transit Villages", which is exactly what's happening. 

And as stated previously, since it was so soon after move in, no way to know if they were there or came in with the tenants but if you saw roaches there before, they probably had a whole village in the walls.

Ok, so there is alot of fiction in her story.  

When buying in a HOA make sure know if they allow rentals, make sure you're not getting stuck with back HOA dues, and confirm with the village if there are violations you are inheriting that will be required to be fixed.

The market consists mostly of student housing, at least in the village, although we do have some non student tenants.

This zip actually extends into parts of Bedford and Orange village, mostly Warrensville Heights.

You should build a tiny home village and rent them out as vacation rentals.