Excellent, thank you Kevin.

That is excellent information.

I have limited knowledge of Sub To deals, despite Pace Morby's excellent efforts to make Sub To well know (Sorry, Pace, it's me, not you!) 

Wayne - Perhaps you could share some of the analysis (in excel) to understand more about the numbers.

I recently joined BP, and I’m reviewing older questions:FHA Streamline Refinancing is an excellent option for lowering your monthly payments, especially with the potential rate reduction you're seeing.

Best regards,Drago Hi,You make an excellent point about the flexibility of private money lending in today’s market.

Especially given the fact that she's a full-time real estate agent, you shouldn't have any issues.I personally like using my calendar (i.e. having clear appointment related to real estate) combined with a simple Excel / Google Spreadsheet as the tracker.

Here are some ideas to get you started:1.Educate Yourself: Start with the basics—read books, listen to podcasts, and watch real estate videos (BiggerPockets is an excellent resource).

Excellent credit and a 30% downpayment. 

Petersburg, and Charlotte also offer affordable housing, excellent public amenities, and family-friendly areas.