I guess my only other option is to add padlocks onto the cash boxes on top of the regular keyed entry.

@Samuel Coronado - cash flow on new builds here right now is fairly non-existant without putting more than 20% down. 

Over the years, with personal investment alongside investments from family and friends, I’ve been able to build a small portfolio of apartment buildings with a focus on cash flow through strong operations.

The particulars of a project, whether fix & flip (cash now), fix & hold (cash flow), rehab & reboot (cash out), is only one of many ways lenders decide whether to invest or not.

Do you get energized by throwing your stack of cash on black and seeing what lady luck has for ya? 

They should do a cash out refinance or a HELOC when rates go down to tap the equity. 

Purchase price: $417,500 Cash invested: $37,575 Technically a single family by zoning, though set-up to be a duplex, with 3 beds and 2 baths per unit.

I have the ability to put 25% down or more to increase cash flow.

My underwriting would have this large negative cash flow for 7 years.I would do a thorough underwriting but want to show using quick math the issue so I will use the 50% rule.  

@Brian Chadwicktry a cash out refinance.