I use rentspree credit check AND I get screen shots of bank balances AND 3 mo of bank account PDFS I comb through in detail. 

I'll have to give it a shot!

I got kicked out last year for not getting the covid shot.

If you have 18K of your dad’s retirement fund take a shot.

SMS is getting much harder to do at scale due to the A2P 10DLC regulations, we're seeing tons of people opt out at the first shot.

.), walk into a branch and let them know you're looking to open a new card.Branches and bankers are obviously evaluated based on their ability to open new accounts, and they may be motivated to give you a special offer.For example when my wife got a Chase card she got double the sign-up bonus in-branch than what was being advertised online at the time.If they present you with just the commonly-available offers, let them know that you'll just open it online because it's easier and will result in the same bonus anyway.If it looks like you're going to walk away, the banker may be able to give you a better bonus in order to not lose credit for your account opening.Of course they may not have the authority to do so but it's worth a shot.

@Denny Robert, I shot you a PM

or the roof is shot, the furnace is shot, the basement floods when it rains, the electrical hasn't been updated in 50 years, and the driveway is breaking up.it's hard to help without more info. 

It may be a long shot, that person may be a jerk and waste of a call.

English is off  how the loan works is not how loans work in the real world  But hey they are shot gunning and preying on those who are not up to speed with how the current lending market.