On my last rehab, I bought most materials at the depot on sale, or with a 10% off coupon, using discounted gift cards or store credits i purchased at 20-30% below face value.

Depending on where the loan is in its life-cycle this will either create a yield equal to or slightly ahead of the interest rate or coupon of the loan.

By the time we were done, the wall was better than new (for just $7000 :).Here is what the wall looked like after the foundation work was done:http://123flip.com/wp-content/uploads/WI1_House/Foundation/3.jpghttp://123flip.com/wp-content/uploads/WI1_House/Foundation/4.jpgWe just put the second Milwaukee house under contract, and it has some foundation issues as well, though not as bad.

I've never bought a HUD OO (many NOO), but here is an example document relating to Owner Occupant Certification: http://www.hudpemco.com/wp-documents/forms/2s_forms/PEMCO%20OO%20SALES%20CONTRACT%202S.pdf.

I just saw this ad online and noticed that if you are an agent, you can get 10% off coupons for Lowes to send to your clients.

Because of this, some loans have been modified into low coupons.

Tell them I sent you so I get my referral coupon.

Remember the guys promoting the use of zero coupon bonds as collateral, instead of the property being bought?

Its weird.HD Pro Desk, OTOH, tracks all my receipts via email and online, and sends me coupons every week.

Since you belong to BP, you can save 10% instantly by using the coupon code "BP10".