![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1775668/small_1651945373-avatar-joes731.jpg?twic=v1/output=image&v=2)
3 February 2025 | 31 replies
I have a small cadre of people who I keep in my pocket to see what they're up to and what they have to say (you're in the cadre, btw).
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3020781/small_1715535503-avatar-josem770.jpg?twic=v1/output=image&v=2)
27 January 2025 | 8 replies
I have a friend who is a banker locally, he's seen business bank numbers for 40 years...he know what makes a strong business client and when it is a weak business with some good years.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3161198/small_1735239568-avatar-gurpreeto1.jpg?twic=v1/output=image&v=2)
6 February 2025 | 13 replies
It’s pretty much a reversal of the Roth conversion strategy.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2907849/small_1703984213-avatar-keetaekh.jpg?twic=v1/output=image&v=2)
7 February 2025 | 12 replies
In 2023 plenty of people were saying 7-9 FED rate cuts and what we got 3.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2205473/small_1695209299-avatar-rebekahs20.jpg?twic=v1/output=image&v=2)
13 February 2025 | 6 replies
From what you posted this is going to take a decent amount of all to make an already unprofitable property just a little less unprofitable.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/37115/small_1621388330-avatar-adisb.jpg?twic=v1/output=image&v=2)
31 January 2025 | 26 replies
Still lots of work to do on the house and the “book” I still have to figure out what to do for it (paper/digital/both), and a few more things I probably am not yet aware of … reading on this forum and asking questions sure has helped out a lot.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/199990/small_1693796770-avatar-superandy241.jpg?twic=v1/output=image&v=2)
6 February 2025 | 9 replies
Assuming I get an appraisal of $500K, I have ~$110k (75% of appraised value minus the loan) I could tap into for equity for a HELOC.Question: What is the process for getting a HELOC?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3178264/small_1738531601-avatar-benc552.jpg?twic=v1/output=image&v=2)
13 February 2025 | 35 replies
Let me know what you’re looking for!
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3037873/small_1726410141-avatar-audreys48.jpg?twic=v1/output=image&v=2)
27 January 2025 | 11 replies
A significant number of my clients are from out of state, including many from Washington State and California.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2868465/small_1698941427-avatar-philp92.jpg?twic=v1/output=image&v=2)
9 February 2025 | 8 replies
This approach is cost-efficient and eliminates the complexities of dual-state filings.