Having someone else be a coborrower on the loan with you to bring the needed income could be an option, but it sounds like your credit will be an issue. 

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In some cases, after running the numbers, I’ve even faced potential negative returns, causing me to miss out on promising deals here in South Florida.That brings me to my question: I currently own two homes—one is my primary residence, and the other is a rental property.

Airbnb 's app is clunky and more difficult to use than Vrbo's.John, you and me are the only ones who likes VRBO app and website better. 

The ADU will bring in around $2800 net per month.

Quote from @Sean Spagnola: What renovations bring the highest after repair value?

@Jithu JoySince the website is basically no longer there I would say stay away…

I’m open to paying the $20K to bring the mortgage current, but I want to ensure my position is protected.If the deal falls through, how can I secure my $20K so I’m not left out of pocket?

Short-term stays tend to bring higher revenue, but long-term rentals can provide stability.If the area gets strong tourist traffic, STRs could be a great fit.

Our website covers that.Also, are you sure what type of property setup this is?