Creative financing can help sellers make more money, solve pain points, gets them the money they need, and help them avoid a high tax bill.

The pain point was that the seller grew up in the home.

While it pains me to say it, I think that if you are patient, and watch that market over the next 12-18 months, you will find yourself in one of the greatest buying opportunities in America. 

Yes, managing definitely can be a pain.

At the same time I find myself participating in other forums I used to ignore, like the taxes and short term rentals forums, because those have become bigger focus areas (and pain points!)

You won't regret keeping this after 5 years, but you may feel the pain of it the first 5 years. 

They are very thorough in loan boarding, which can be a pain, but that is actually a good thing.

I'm a licensed lender in Washington (and many other states), I invest as a "side hustle" and grew up in Seattle, so I feel your pain.  

Anyone claiming people are going to feel the pain later by "sitting on the sidelines" is completely amiss of the real problem.

This can create a subtle but effective pain point for the landlord—especially if they’re not excited about taking on those responsibilities.