(Assuming quality of service doesn’t decrease.)No matter how you look at it, that is a ton of money.

Temporary work travelers etc.

Temporary. 

Better to concentrate on decreasing expenses and saving for now. 

Good renovations done at purchase should decrease repair and vacancy cost. 

With hurricane season now over and the house would (hopefully) be sold well before the next one I am curious if anyone has any seen any change/decrease in sales with areas that have flooded recently?

Not being in the country you want to invest is risky. 100% leverage is risky.Lowering your leverage point is one of the easier ways to decrease your risk and therefore increase your odds at success.

Usually if it’s a revaluation where the whole town goes up in value you see the tax rate decrease and taxes stay the same or go up a little like yours did.

Most of the failures I’ve seen when investors attempt to “scale” a non scalable business result in only moderate losses and temporary setbacks.

Of course I can increase deductibles or otherwise decrease coverage, but that is only putting off the inevitable expensive insurance claim.