There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

yes, on paper it makes sense to run by the room because you can technically maximize your rental income but you have to consider the following things:- who has control of the thermostat?

.- The TL states that those are technically the team's leads and I will owe the 20% if they convert within the year since I was given training (which I was not), lender referal (which was forced on me by the TL even though I work with my own lenders for my clients).Is the above statement true/legal/valid?

It is a safety issue. 

Renting out technically may not be legal for this property. 

We've considered offering a discount for doing so but so far we haven't because for the most part everyone pays on time with no issues.

There's a good chance the issue(s) you face has already been discussed and answered.Ask questions in the appropriate forum.

BP has a book on Partnerships written by Ashley Kehr and Tony Robinson.On the technical side I would suggest partnering on a single flip which can be done with a simple JV agreement before jumping into creating an entity and crafting very good operating agreements.

Technically Loan C will require a higher cash to close than Loan A, but overall less cash will be required from borrower during life of loan.  

Alternatively, I have spent the last decade doing technical work in cybersecurity, and can land a job between $140k-$190k (depending on where in the US).