On top of that, further research has uncovered that I am not the only person Calm and Malcolm have lied to and swindled money from.

Cynical me says the guy is actually trying to swindle you.

Permits keep your city/county’s pockets fat, so that they can sit around a table and come up with more ways to swindle you out of your money.

Not sure how Indiana RE agency law works, but in California you need to disclose that you are a licensed agent anytime you're buying or selling 1-4 units, and even if you provide full disclosure, with off market properties sellers can sometimes argue (depending on their attorneys competence) they were swindled.

So, its sort of swindling them...Or, the buyer needs to pay the high rate of 10% because they are unable to obtain a loan. 

Unless you are an institutional firm in the US, you run the added risk of being swindled, hustled, and straight up robbed by places in the world that would appeal to is American investors because it makes sense "on paper".

He told me many stories and showed me numerous sites where people have been and are in the process of being swindled out of large investment funds by unscrupulous land developers there.

I am in no way trying to swindle this guy.

Awesome numbers, poor management (borderline swindling) has made that deal not perform as expected.Dawn posted the actual numbers for the two properties we own together.

There's no swindling this way.