Not going to eat any cash flow and put any surplus into the house.I appreciate any thoughts and insights!

At one point, I actually used this policy to make consistent gains while holding money, when the market crashed I loaned against my WL policy, bought stocks back in, paid small payments in the life policy, resold a portion of my stock to pay back the policy, and had a surplus of additional stock.

When you add the income from house hacking into the mix, you not only cover your mortgage but also create a surplus that can be reinvested or used to bolster your financial stability.

Frequently that is someone trying to figure out something better to do with surplus income and/or with a couple hundred thousand dollars they want to make an above-average return on with little effort.

Then you could buy the doors and drawer fronts from a surplus building supply store and stain or paint to your liking.

While I grasp the strategy, it's essential to assess whether the surplus funds she contributes monthly could generate a higher return if invested elsewhere.

I think surplus properties may be what it's called. 

Excess business losses are capped for single individuals at $250,000 and for married individuals at $500,000, with any surplus being suspended and carried forward.

Excess business losses are capped for single individuals at $250,000 and for married individuals at $500,000, with any surplus being suspended and carried forward.

There's a remote chance that the person who can't afford their payment can somehow afford to relocate the mobile home, but that's a VERY remote chance, offset in part by the higher interest rate, and in part by the surplus revenue received from the low vacancy produced in the park itself.