Duarte Marques
Is it possible to get DSCR Loan without credit score and other factors?
31 January 2025 | 8 replies
I was looking at DSCR loans because they don't require extensive checks like the bank loans and they "only" look at the income generated from the property to qualify for the loan.
Yolanda Mestas
anyone have experience with 212 Loans in Texas
22 January 2025 | 14 replies
has anyone had positive/negative results in dealing with a company called 212 Loans?
Jack B.
What are the risks of DSCR loans?
19 January 2025 | 9 replies
I'm hesitant to give up my conventional loans on the next cash out refinance for DSCR loans.
Aaron Raffaelli
DSCR Loan for a first time REI
19 January 2025 | 18 replies
More on DSCR loans: DSCR loans won't use your income to underwrite the loan.
Danielle Levy
Filing lawsuit against property management company
29 January 2025 | 20 replies
.* Is this enough to file suit in small claims court?
Zhenyang Jin
Will personal DTI impact underwriting of commercial loan for 6-units multifamily
27 January 2025 | 9 replies
Regarding borrow's DTI, Chase thinks that this item is not that important.I wonder will my high DTI impact the loan underwriting?
James R.
I really dislike Airbnb. Anyone else?
26 January 2025 | 21 replies
Maybe you would spend the time to recover such a small amount but should you?
Mary Holland
Has anyone here gone through the application process for DSCR loans?
30 January 2025 | 7 replies
DSCR loans won't use your income to underwrite the loan.
Devin James
Unnecessary Limits on Housing Development
31 January 2025 | 7 replies
Quote from @Devin James: In one of our development projects, the City staff asked us to remove 40 units from our concept plan.This wasn’t requested by the City Commission at a formal hearing, it was the opinion of the staff.Our original concept already proposed fewer units than the current zoning would have allowed.Here’s what erasing 40 units means:- 40 fewer homes for buyers- Over $1M in lost profit for our team- Fewer tax dollars and impact fees that could’ve benefited the City’s infrastructure & servicesWe gotta get betterEveryone wants more affordable housing, but not everyone wants to do what it takes to achieve it we never listen to the recommending bodies. we move for city approvals and work closely. the other thing we do is keep going back to the same groups over and over and over and over every month on the same agenda and make very small reductions like 2% or 4% and that reduces and beats them down eventually they accept what you want. it's just before beating a dead horse. we keep tabling until they give us something we all agree on then we go to vote. in our city in columbus we have to get recommendations but that's our strategy. we used to come out as aggressive as possible. we typically study developments in the area and keep it very similar in terms of density. we have a track record of very controversial projects and litigation and not taking no as an answer. after a year of that haha I can tell you it's not worth it. now we are more relationship based and buying the right kinds of plots of land. if the numbers don't work on the front end don't do the development.
Keith Groshans
Keep Idle Cash Working in SDIRA
15 January 2025 | 8 replies
With some more math, you’ll see that the extra amount in dollars is not that much compared to the total amount of interest paid.