If you're getting back into the lending game for long-term hold investors, a realistic “ideal” loan might look like this:Rates: Somewhere around 6-8% interest, depending on the risk profile of the borrower and the property.LTV: 70-80% LTV is solid, especially if you're aiming for lower risk.Term: 5-10 years works for LTR investors who want stability.Fees: Reasonable origination fee (1-2%) is expected, but avoid nickel-and-diming borrowers with hidden fees.Prepayment: A soft prepayment penalty could be fair if paid off in the first couple of years, but after that, no penalties.Speed: Being able to close quickly (within a couple of weeks) would be a huge plus.In short, give investors a competitive rate, decent terms, and flexibility on prepayment, and you’re golden.

Went to school 20 miles from the Canadian boarder where it was regularly -20 degrees in the winter, and we'd still rather be .2 miles from the bars & well over a mile walk/ drive from the actual school.I do see a lot of first time investors thinking that student housing is going to be their passive golden ticket, but quickly realize how much work it really is.

Plenty of owners don't like S8 tenants, but this guy was pretty golden I thought, just bad circumstances and teacher income. 

I'm particularly passionate about Start my journey soon.Outside of real estate, I enjoy Going camping and offroading while exploring new and exciting places with my 2 dogs, a lab and golden.

Elgin is a great rental property market, but the city does require inspections every 2 years, and you do have to take a landlord class.If you can househack a 3-4 unit building out in your area, that will be a golden ticket to get started. 

Stay for the forums, avoid the Bigger Pockets upsells and you will be golden.

Anyone who places an emphasis on networking with wholesalers as a golden ticket is a wholesaler.

Many will say no, but once you find the one that knows what you want and can give you that loan you will be golden.

I want out of the W2 world but the golden handcuffs (and 3 teenagers) keep me tethered.

If you have equity in the property and are able to sell then you have a golden parachute out.