[AI programs, actually called Large Language Modules, can give you false responses.

In order to refinance a home you must have six months title seasoning to use a "New appraisal" but keep in mind only certain lenders and programs allow a cash out refinance at the 6th month mark.

This way they can take advantage of programs they have access to but have little knowledge of (for the largest purchase of their life). 

These are great programs to use and NY offers a few as well as a couple of Nationwide DPA's and grants.

Hey Justin: Freddie Mac's SBL program doesn't allow subordinate debt (IE - seller carry financing is not allowed behind Freddie SBL 1st lien financing).

Don't waste your time looking, there isn't such a program.

The area has seen growth in both the residential and rental markets, making it a potentially lucrative investment.For financing, you can explore options like conventional loans, FHA loans (for owner-occupied properties), or even local programs that might offer lower down payments for investment properties.

There are some programs through local government systems where you may be able to receive a tax abatement or grant here in Michigan in an effort to help beautify a neighborhood.

Full Disclosure, He has a monthly subscription program to which I am an affiliate of.

You can go as low as 10% down and there are programs that allows this for first timers with good credit.3.