The upside is that higher rates have taken some of the competition out of the market, and in the event rates lower, you can refi and make a good deal that much better.Having said that, there are plenty of financing options and you should absolutely talk to several local lenders and shop it around.Using an FHA product to purchase a multi-unit where you live in one and rent the other(s) is one way to avoid some of the highest rates (house hacking).

As well as coffee shops like Bottoms Up Coffee are moving in and small microbreweries like brew dog and Land Grant.

Have you shopped around for other lenders?

If you have an RC Wiley or similar mid/high end furniture/appliance/home furnishings/flooring shop.

I'm a managing partner at a holding company that does things a little differently, and we have a one stop shop for everything.

*Location Matters — Neighborhoods that have high demand, quality schools and close proximity to shops and services tend to draw buyers willing to pay a premium for a well-renovated house.

But then spend a day in craft and antique shops nearby and buy colorful artwork, accessories, throws etc. to give the space a local vibe.

@Steve Meyers I’ve been running this with some success with a local cincinnati agent on 2+ units and nationally with a commercial broker for shopping centers.

The area is very desirable, great schools, restaurants, shops and major airports close by. 12 mins from downtown St.

Right now we're shopping around for loans outside of traditional lenders.