I checked the Better Business Bureau for complaints, I checked the NJ State Attorney General consumer division to ensure he was licensed, I checked every reference he gave by visiting sites and speaking with the homeowners. 

:Rental 4: purchased 2024 for 240K with 20% down current est value 245K rents for 1800 a month.I have no consumer dept, I only owe on my mortgages.Some thoughts below:1.

If I may, a lot of the issues we are running into with insurance is that consumers no longer use insurance as a catastrophic fall back but rather, they nickel and dime on small claims that compund into larger issues. 

With no appreciation, you will have less than 40% LTV and with modest appreciation you will have less than 30% LTV.  

This negative position can consume years of cash flow to recover.

For a few thousand dollars in rent, it is worth the call.If you don't get satisfaction there, credit card companies are regulated via The Consumer Financial Protection Bureau (CFPB).

It took a lot to comply with their permit expectations and was frustrating and time consuming.

I was going to use Kiavi, but apparently I do not have a consumer profile and lexisnexis has to locate it and this can take a while and I have a deal on the table that I do not want to lose.Please advise.Thanks!

If so you'll want to follow Dodd Frank and the other consumer rules.Yes, buyers will make it primary residence with mobile home or build single family. 

Consumer debt- US is tapped out.