There's some excellent relevant & recent material from very high quality individuals on this forum.

I have just started in a 3-day training for the Lee Arnold broker certification program and thus far just completed the online material required for preparation. 

If I have the time after dinner to run to Lowe’s , and deliver material at 10pm, I didn’t have to ask if that’s ok.

You can break it out by general RE activities and material participation.

My wife works for Ferguson, and I know many contractors, so I can get a lot of materials at cost.

Hey @Brad Roche - We do a significant amount of renovation loans (both Fannie May & FHA) here in Chicago and prefer the Homestyle loan only because it's less stringent on the borrow about what they have to repair, and they provide the general contractor a material draw at closing which helps the project start on the right foot.I thought the minimum down payment was 5%.

With the fires, labor and materials are going to be in short supply.

And sometimes, we are not materially improving what you could have done  yourself. 

I understand the basis is all the remodel cost or labor and materials. 

We have had two homes broken into and materials stolen recently.