It may do wonders for your "Reindeer" program.  

I recently attended a webinar, Master your Rentals: Save Money and Time with effective Self-management.  

I actually thought the Chicago smart water meter program was over - how did you make that happen @Blake Alan Quarrie?

OP you might research but I believe the Federal OZ program has sunsetted.  

We have a 2 step program that we fund out of balance sheet that allows you to pull out cash before 12 months, and then refi into a conventional loan.

Both of these programs can help qualify and obtain a loan for investment properties, but the tradeoff is that these programs have slightly higher rates than conventional loans. 

I have a Masters in Advanced Financial Life Planning, a CFP (Certified Financial Planner), CFT (Certified Financial Therapist), and am a candidate for both the EA and APFC. 

The best part about her program is that she helps you quickly take actionable steps that help you get into the game right away!

Quote from @AJ Exner: It depends on the lender, so giving them a heads up is good.Most of the programs that I am aware of will allow you do utilize only 50% of whatever the 'gift' is.

Maybe if you can, move around every month to check out different operations.You might also be checking out 1st time homebuyers programs, zero down programs and what the requirements are to do that.