Why would you literally wait until the last minute, when a flat tire or difficulty finding a parking space be the difference between keeping and losing your home?

If you wait for the problem to occur and then try to educate yourself, you will exacerbate the problem and lose more money.2.

I do want to thank people for taking the time to answer this. 

If the deal goes south and you have next to zero money in the deal, selling a short sale or walking isn't as risky for you since you aren't losing much.

I was extremely humbled by people and their excuses when it comes to paying rent on time.

If you go this route, be aware that you’ll lose payroll deductions—so you’ll have to track contributions on your own (see IRS Publication 969 for HSA rules).2.If You Own a BusinessIf you’re running an LLC or S-corp, you might be able to fund an HSA through that payroll.

Most people won't put in the work. 

At least not in the place where people are commenting.

You can lose your butt out here if you don't buy right.

Quote from @Eliott Elias: People don't take action.