The requirement seem so loose and so could I technically just have like 1 panel to fulfill that requirement?

Are there any New York PM company owners here that could weigh in on the requirements? 

Properties built with steel beams, both roofs less than 10 years, all heating systems under 5 years etc. 

Tell them I had this done and I was unaware of the requirement and will abide next time.

I’m also open to any schooling required to be considered for a specific role. 

The PM I've hired has a minimum of 100K as a requirement, but would you recommend a higher coverage limit? 

They may look at 10-15 rentals and if applying ahead is required they might be spending a full months rent on applications and not like any of the places. 4.

Taxes and requirements should be much lower for a LTR

I think I can buy it at a great price to make my margins work.I have never used hard money, but this deal requires more cash than I would like to tie down (2mil).

Move-Out Checklist for Investment PropertyA well-structured move-out checklist helps protect your investment, ensures a smooth tenant transition, and reduces turnover costs.Tenant Responsibilities (Before Move-Out)✅ Provide written notice of intent to vacate (per lease terms)✅ Schedule a move-out inspection (if required)✅ Pay all outstanding rent and utilities✅ Remove all personal belongings and trash✅ Clean the unit thoroughly:Wipe down walls, baseboards, and doorsVacuum and mop floorsClean kitchen appliances (inside/out)Wipe down cabinets and countertopsScrub bathroom sinks, toilets, showers/tubs✅ Replace any missing or burned-out light bulbs✅ Repair any tenant-caused damage (holes, broken blinds, etc.)✅ Return all keys, garage remotes, and access cards✅ Provide a forwarding address for the security deposit refundLandlord/Property Manager Responsibilities✅ Conduct a pre-move-out inspection (optional)✅ Take photos/videos of the property’s condition✅ Verify all keys, garage remotes, and access cards are returned✅ Check for unpaid rent, utilities, or damages beyond normal wear and tear✅ Hire a cleaning service (if needed)✅ Complete repairs and maintenance (paint, flooring, appliances, HVAC, plumbing)✅ Change locks if required by state law or property policy✅ Test smoke detectors and carbon monoxide alarms✅ Review lease terms for security deposit deductions✅ Send tenant security deposit refund (minus any deductions) within the legal timeframe