Having ACV on roofs 10-15 years old is very close to being the new normal with many companies with others going to a percentage deductible for wind or hail damage 

Or, you may be in a target hail prone area and current roof inspects as solid for at least another few years, which hold good chance % of getting hit by hail and thus diminishing your expense ~50% if not more if have right coverage. 

The only options that seem available to us are add the parents to our application, remove either parents or wife from the duplex, or in the future put the rents all in my wife's name which might negatively affect my in-laws.You guys are my Hail Mary, hoping you can spot a solution I'm missing!

So she stepped into a fully functional office/ patient base and my purchase included all the equipment fixtures everything which of course gave me substantial accelerated tax bene's.. its a NN lease so I only am responsible for the roof and exterior ( roof  was 5 years old and with no hail in this area it will last long time).

Yes, there's been a lot of pomp and circumstance hailing the coming of Micron, but I think the effect on the economy won't be felt for about a decade. 

I agree with you, those that are struggling are trying to do a "hail mary" by bringing it in house and they are in for a rude awakening.

Is anyone needing roof inspections in jeffco on multi family commercial or investment properties from last weeks hail storm?

IMHO the leads are throwing a hail mary for investors and seeing what they get back.

I sold because when it comes down to it, I think I was returning 8% over the last 15 years which came with headaches, a tree that keeps falling and nearly killing someone, hail storms that keep damaging the roof and increase property values that also increase the property taxes because Texas is 2.2% which is raising faster than rents can keep up with.

@Austin Bright Texas is currently seeing very aggressive premium hikes due to several large insurance companies pulling out of markets and due to claims for numerous storms and natural disasters (hail, hurricanes, Houston floods, etc).