All-in I would have like 20-25k saved up, assuming you don't pay agent fees and can find a lender that will float you the first chunk of construction money. 

Maybe with automatic payment stuff and you can request changes to your credit card due dates, you can take as much advantage of the float. 

If you can float the vacancy worst case, whats the hold up?

A lot of money is floating around because people cashed out equity to invest, or they had extra income thanks to COVID.The only "trick" I can share is that you need to be patient.

80% LTV commercial loan - 25 year AM with a floating rate of wall street prime.

Is it ethical to float notes through a chain of "students"?

more photos of chimene floating around the web

And a good # of the "fluff" multi family deals of recent years that were underwritten very aggressively (floating rates, high leverage) are having to stop distributions, raise more capital or in trouble.

That’s gambling, not investing. for those not familiar with what Mello Roos is.. its a Bond that was floated to pay for the infrastructure cost of the subdivision and is added to your tax bill by the county..

It is called floating the credit card payments.