At least ones that will walk the property with you and give you an fair estimate. 

Bottom line: There may be large monthly cash flows, but they won’t be going into your pocket :(Positive InteractionsTo be fair, James Wachob and his team are pleasant to work with.

I'm fairly young with no experience in this but I'm hoping the BiggerPockets community can be kind and lead me in the right direction.

15.99% for an unsecured loan in this environment is more than fair.

You've probably heard of big Landlords losing property, but only because they were flagrantly violating Fair Housing, running a slum, or otherwise violating the law in an egregious manner.

It's much better to be able to do your own screening as oposed to hoping the seller did their homework :-) If the property is clean and the rent is fair, it should rent out quickly.

And what a great acquisition price in Fair Oaks! 

The choice is fairly binary between convertible sofas and thin mattress sleepers. 

Things like this are why it's important to work with a professional who is well versed in real estate taxation because the "common/simple" strategies taught frequently like BRRR or house hacking actually get fairly complicated when it comes to handling it correctly. 

@Kristian Forbes Short of doing another house hack or negotiating the purchase price down a fair amount, I think that's going to be a tough one to make the numbers work.