They they get a big fat default judgement against you. 

True although the fires this year just adds to the reasons to leave California (excessive taxation and regulation, overbearing political correctness, downtowns littered with feces, etc.).

The new released estimated total of the effected areas is now in excess of $250 Billion.

It may be that they are underwriting the property at a significantly different valuation than what you are using or that they feel that you or the deal is excessively risky.

I will submeter the electric and water (no gas) to the ADU.Or do I see if I could get a discount on the impact fees(prob fat chance) and get permitted in 2019?

None of those areas have excess housing.I question if housing is going to see a boost in value over the near term due to not having enough housing to accommodate the displaced fire victims.  

When a tenant moves out, transfer the deposit back to Checking so it's ready to apply towards expenses or refund the Tenant.If you end up with excess funds in the Checking account, I recommend you transfer it to a third account designated explicitly for future investments.

Again even if you have great credit as you start to add more credit cards, mortgages, auto loans to your credit you can also be viewed as "High risk" due to Excessive trade lines in credit or higher DTI - debt to income ratios. 

Sir you are spinning your wheels, this makes zero sense How would you pick 3- 5 properties, come on man, This is RE 101All the best  Agree, you could technically do the same with RedFin as Redfin has more technical analytics.Come'on man please don't use AI the word excessively, we're AI guy as well LOL

But again, your profit after selling costs (and any capex improvements) would have to be in excess of $60ok to really make sense.